Keep vs. Toss: shed unnecessary records, then separate the must keeps in 3 places -- a lockable file cabinet, long-term storage, and an emergency kit
* create a receipt receptacle and review later for essential receipts
* fill a lockable fireproof box with difficult to replace documents
* ditch backlogs of bank statements, bill and pay stubs
* the single smartest thing you can do: invest in a crosscut shredder
http://goodhousekeeping.com/importantdocs for the complete article click here
