Sheila and I are home for November;Thus far this year 4 of our nieces,one of my nephews and my son and godson were married this year.Sheila is the oldest of six and you have an idea about our family. It has been great to see our next generation take over ;and to be able to visit with our brother and sisters who fortunately are in apparently good health.The Bull Market takes care of so many of our problems and our team is having the best year ever at UBS.My children are well on their way career wise;although we miss our daughter and son in law in Billings and our son and his wife in Des Moines. We look forward to our reunion in 2016. We have an 8 day trip to Billings to be with our 3 grandchildren as our daughter and her husband celebrate their anniversary in Hawaii.